Find the Best Pet Insurance in New Zealand

Pet insurance in NZ typically covers veterinary fees for accidents and illnesses, including consultations, medications, surgeries, and hospital stays. Some policies also cover routine care, dental treatments, and behavioral therapies. Coverage varies by provider and plan level.

Pet insurance costs in NZ typically range from $20 to $60 per month for cats and $25 to $90 for dogs. The exact cost depends on factors like your pet's age, breed, location, and the level of coverage you choose.

Yes, most pet insurance policies in NZ have waiting periods. Typically, coverage for accidents starts after 48 hours, while illness coverage begins after 14-30 days. Pre-existing conditions are usually not covered.

Yes, most pet insurance providers in New Zealand allow you to visit any licensed veterinarian. You can choose your preferred vet and claim the costs back from your insurance provider.

Pre-existing conditions are health issues that your pet had before the insurance policy started. Most insurance providers won't cover treatment for these conditions. It's important to get insurance while your pet is young and healthy.

Most providers offer online claims processes. You'll typically need to submit your vet bills and medical records through their website or app. Some vets can process claims directly with the insurer. Claims are usually processed within 5-10 working days.