PD Insurance Pet Insurance Review 2025
Fast Claims • No Lock-in Contracts • Award-Winning Service
4.2/5
(847 reviews)
Why Choose PD Insurance?
Lightning Fast Claims
Get paid within 2 business days of submitting your claim. Industry-leading processing speed.
No Lock-in Contracts
Month-to-month flexibility with no long-term commitments. Cancel anytime without penalties.
Multi-Pet Discounts
Save 5% when you insure multiple pets. Plus switching fee coverage up to $150 per pet.
Coverage Options & Plans
Accident Plan
$15-$35/month
- ✓Accident injuries
- ✓Emergency surgery
- ✓Up to $8,000 annual limit
Most Popular
Classic Plan
$35-$80/month
- ✓Accidents & illnesses
- ✓Up to $15,000 annual limit
- ✓Diagnostic tests included
Deluxe Plan
$50-$120/month
- ✓Comprehensive coverage
- ✓Up to $20,000 annual limit
- ✓Dental conditions included
Pros & Cons
Pros
- ✓Fastest claims (2 days)
- ✓No lock-in contracts
- ✓Switching fee coverage
- ✓Award-winning service
- ✓Competitive pricing
Cons
- ✗$7,500 per claim limit
- ✗Age restrictions (under 9 years)
- ✗Limited dental (Deluxe only)
- ✗No preventive care